Valencia Bankruptcy Attorney
When you are facing overwhelming debt due to unforeseen circumstances such as a job loss or credit card bills that have spiraled out of control, you need the help of a Santa Clarita bankruptcy lawyer to get you through this difficult time. At Ray Bulaon Law Offices, our legal team has over 10 years of experience in bankruptcy law and has helped thousands of individuals to successfully eliminate their debt. If you are looking for relief from this stressful situation, our caring bankruptcy attorneys are here to help. With a positive attitude and skilled legal expertise, we can guide you through the complex requirements of bankruptcy or other forms of debt resolution.
If you have found yourself in a difficult financial situation, you may have more options than you are aware of. For example, through debt settlement, you could get your life back on track without some of the negative effects of filing for bankruptcy. Debt settlements work by negotiating with your creditors to see if they are willing to settle for a lesser amount of money to pay off the debt immediately. It should not come as a surprise to learn that they may agree to this as it means they are guaranteed to receive most of their money immediately rather than risk never receiving any money at all. They may even settle for as little as 25% of the original amount that was owed to them. If you would like to discover if you could take advantage of this type of tool, you should contact a member of our firm as soon as possible.
Solutions for Your Debt Problems
Are you considering bankruptcy? At our firm, we are well-versed in all matters of
debt relief and are prepared to help our clients with issues that range from
Chapter 7 bankruptcy to
Chapter 13 bankruptcy. We are also able to provide our legal assistance in other issues, such as those pertaining to
loan modifications, debt settlement and
business debt settlement. If you are struggling with
creditor harassment, we have the answers that you are looking for. We will be able to explain
wage garnishment to you, as well as how the
Fair Debt Collections Practice Act applies to your case and the ways in which it can help you.
IRS Tax Resolution
Do you feel trapped under the debt that you owe to the Internal Revenue Service? You are not alone. It is estimated that people in the U.S. owe the IRS over $83 billion. Owing the government money is a difficult situation to find yourself in. It may affect your peace of mind as well as cause conflict within your family. What has made this issue even more difficult is the fact that many families are dealing with loss of a job or difficulty in keeping up with other bills. If this is your situation, you should contact our team in order to discover if there is a way that a tax resolution could be of benefit to you. You could avail of the Installment Agreement Program, which means that you can pay the IRS monthly payments that suit your budget. In other cases, you could pay a portion of what you owe and the rest of your debt will be forgiven. Click here to read more about IRS tax resolution.
If you're curious as to why you should hire a bankruptcy attorney, it is important to keep in mind that
the bankruptcy process is complex and without the proper amount of legal assistance, you could find yourself stuck between a rock and a hard place. At our firm, we know the
benefits of bankruptcy and we will be able to help you determine whether
bankruptcy is right for you. From helping you to understand the nuances of
bankruptcy exemptions to helping you learn about
credit restoration when dealing with
life after bankruptcy, we are prepared to go the distance in protecting you. We are also able to assist with issues that relate to IRS tax resolution. We know how daunting debt can be but we want you to know that you're not alone – call us today and let us help you find fiscal stability once more.
Bankruptcy Lawyer in Santa Clarita, California
We understand the difficulties and stress you are undergoing as you struggle to make your decision regarding bankruptcy or other debt solutions. Many are conflicted about taking this step and need reassurance and moral support. We are happy to provide that for you. Our goal as your legal representatives is to provide you with the legal option that will best serve your needs in resolving your debt problems. Whether you need help with a foreclosure, business debt settlement or an IRS tax problem, we will quickly identify what alternative will best suit your situation and begin the process that can lead to a resolution.
Our firm is committed to providing you caring and compassionate legal advocacy, effective solution, and personal and individual attention. We are a dedicated legal team that treats every client with dignity and respect and will keep you apprised of the status of your case every step of the way. We look forward to serving you and offer a free initial consultation that is completely confidential. Together we can form a strategic plan of action intended to solve your financial problem and once again put you on the path to financial stability.
When facing financial distress due to unpaid debt,
contact a Valencia bankruptcy lawyer
today to discuss solutions.