Is Bankruptcy Right For Me?
Valencia Bankruptcy Attorney
If you are facing more bills than you can pay or are suddenly hit with
large medical expenses that exceed your income, you may be looking for
some kind of
debt relief. While everyone's financial circumstances are unique, you should find
out whether you qualify for the protection and debt relief that is provided by
bankruptcy. To learn more, speak to a Valencia bankruptcy lawyer at
RJB Law Offices. Get a free consultation and find out how
bankruptcy could eliminate all of your unsecured debt and protect you from any further
harassment from your creditors.
Our offices have helped thousands of clients resolve their financial woes
through bankruptcy. We can discuss your financial situation and advise
you on what your best options are.
Chapter 7 bankruptcy can protect most or all of your personal assets, including your home,
car and possessions while wiping out all your credit card and other unsecured
Chapter 13 bankruptcy will allow you to keep your home and business and reorganize your debts
so that you can repay them with no added interest over an extended amount
of time, up to five years.
Bankruptcy Lawyer in Valencia
You may be concerned about how bankruptcy will affect your credit. The
truth is, if you are currently behind on your payments, using one credit
card to pay another or are facing repossession or
foreclosure, your credit is already ruined. Wiping out all your debt (chapter 7) or
paying them all off (chapter 13) will actually improve your credit rating
and many people are able to get a new credit card within a few months
or even a mortgage within a few years after completing bankruptcy. In
addition, while protecting your home from foreclosure or your possession
from repossession, your creditors will no longer be allowed to contact
you in any way. Knowing that such
creditor harassment will stop and that you can plan a new financial future, free from debt,
can be a tremendous relief. Bankruptcy is not for everyone. There are
other methods of dealing with foreclosure or resolving high debts and
we will explain all your options when we meet with you. Take the first
step and call us today.
Contact a Valencia Bankruptcy Attorney
to learn how bankruptcy could change your life by eliminating your debt
and giving you a new start.