A Dedicated Team Focused on Finding Solutions We're here to help you find and gain financial relief.

Loan Modification Lawyer in Valencia

An Overview of Loan Modification

Loan modification is a process designed to help individuals who are struggling financially and are no longer able to meet their monthly mortgage obligations. If you are in danger of losing your home in foreclosure, contact a Valencia debt negotiation attorney who may be able to assist you in securing a loan modification in a relatively short amount of time.

In a loan modification (or mortgage modification, as it is sometimes called), an individual is granted a modification to the terms of their home/property loan by their lender. The intended result of this modification is a lower monthly mortgage payment that the individual is actually able to afford. By securing a loan modification, a homeowner can avoid losing their home in foreclosure, as well as the possible necessity of filing for bankruptcy.

What Happens in a Loan Modification

A loan modification can be done in several ways, including lowering the interest rate of the loan itself, waiving any fees or penalties that have accumulated due to late payments, or taking those fees and penalties and transferring them to the principal balance of the loan. All of these can result in a lower mortgage payment, or the erasure of a mortgage payment that has become inflated due to the addition of penalties. At RJB Law Offices, we have assisted thousands of individuals experiencing financial trouble, including those facing the loss of their home. Contact our offices right away if your home is in danger of foreclosure, and we will help you evaluate all of your available options in helping you save your home.

If you are unable to meet your mortgage obligations and are in danger of losing your home, contact a Valencia Loan Modification Lawyer who may be able to help you avoid the foreclosure process.

Real Stories From Real People

  • “I would like to take a moment to say that I am truly grateful for your professional and personal assistance in this matter.”

    - Past Client
  • “The harassing phone calls from collectors have stopped and my life is finally moving forward.”

    - Past Client
  • “We consider you to be heaven-sent during the time of our financial burden.”

    - Past Client

Why Choose Us

We Put You & Your Needs First
  • We will treat you, like we treat all our clients, with respect and decency.

  • We are a multi-lingual firm with attorneys fluent in English, Tagalog, and Armenian.

  • We are known for honest, knowledgeable, and client-focused service.

  • We've helped thousands of people and businesses find debt relief.

Contact Us

We're Ready to Help
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.