Santa Clarita Debt Settlement Lawyer
Helpful Information About Debt Settlement
If you have found yourself buried under a mountain of debt, you may believe
that there is nowhere for you to turn. However, even if your case seems
to be hopeless, you should still contact a member of our team. By examining
your financial situation, we could help you determine which option is
best for you. In some cases, choosing to file for
bankruptcy may be in your best interest, but this is not always the case. With careful
investigation, you could discover that you are a good candidate for a
form of debt relief.
There are many viable options for those who can no longer afford to pay
towards their debts, and one of those options is debt settlement. Debt
settlement involves paying a creditor a lump sum towards one's debt
that is less than the full amount owed. Should a creditor agree to a settlement,
one's debt will be considered "satisfied" once the lump
sum payment is received. Creditors will frequently agree to accept such
settlements, as their only other option may be to receive no payment at
all or possibly to engage in potentially costly litigation. One is often
able to secure favorable settlement terms, at times paying only 50% of
the original debt amount. In some cases, one may even be able to settle
a debt for only 25% of the original amount.
Also known as debt negotiation, this is a financial tool that may be available
to you. However, lenders are not under any obligation to agree to a settlement.
That is why it may be in your best interest to have a persuasive and experienced
debt settlement lawyer on your side fighting for you. Who you choose to
represent you could make all the difference in the outcome of your case.
If you are interested in utilizing debt settlement as a means of easing
your financial burden, it is strongly recommended you contact a Valencia
bankruptcy attorney for help. An experienced lawyer can negotiate a settlement
with your creditor on your behalf, and may be able to secure more favorable
settlement terms than you could obtain on your own.
Do you need a Valencia debt settlement attorney to help you?
RJB Law Offices provides all manner of
debt relief services for individuals throughout the Valencia area, including assistance
in negotiating debt settlements, filing for
bankruptcy, and procuring loan modifications. Since our establishment in 2001, we
have successfully aided thousands of clients in freeing themselves from
overwhelming debt, and we can work to achieve the same results in your
case. Contact our offices today, and we will work diligently in effort
to obtain settlement agreements with your creditors that will enable you
to return to a debt free life.
Contact a Santa Clarita debt settlement lawyer
who can provide you with help in possibly settling your debt with creditors
for a fraction of the full amount owed.