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Chapter 13 Bankruptcy Attorney in Valencia

What Is Chapter 13 Bankruptcy?

Chapter 13 is one of a variety of bankruptcy options available to individuals struggling with overwhelming debt in the United States. It is primarily focused on individuals who are seeking a way to rid themselves of their debt without having to part from the valuable assets that they possess.

As opposed to Chapter 7, which involves asset liquidation in order to assist in the repayment of creditors, Chapter 13 enrolls the individual in a creditor payment plan, which allows them to pay towards their debts on a monthly basis.

The person continues to pay their creditors in installments (typically for a period lasting three to five years), until their debts have been fully satisfied, at which point they are released from having the majority, or all, of their financial liabilities. By actually paying their creditors the money that they are owed, they are able to avoid the loss of any assets that they would be reluctant to part with.

The legal team at RJB Law Offices has successfully guided thousands of individuals through their bankruptcy proceedings, including those filing for Chapter 13. We utilize our considerable knowledge and experience in bankruptcy law in guiding each client through the process, so that they can enjoy a strong chance of reaching a successful conclusion to their case. If you are considering Chapter 13 bankruptcy, contact our offices as soon as possible, and a Valencia bankruptcy lawyer will provide you with the information you need to come to a decision in your case.

Valencia Chapter 13 Bankruptcy Lawyer

It is not recommended that one try and navigate through the bankruptcy process on one's own. There are many nuances and legal details involved in filing for bankruptcy, and a person unfamiliar with these can potentially get themselves into deeper financial trouble. Retaining the services of an attorney familiar with bankruptcy law can ensure that one avoids these pitfalls, and maximizes one's chances of obtaining a debt free life.

Contact a Valencia Chapter 13 Bankruptcy Lawyer for information on Chapter 13 Bankruptcy and how it may be able to help you in your financial situation.

Why Work With RJB Law Offices?

We Put Your and Your Needs First.
  • We've helped thousands of people and businesses find debt relief.

  • We are known for honest, knowledgeable, and client-focused service.

  • We are a multi-lingual firm with attorneys fluent in English and Tagalog.

  • We will treat you, like we treat all our clients, with respect and decency.

Highly Recommended by Our Clients

See How We've Helped Clients Just Like You Overcome Their Debt Issues
  • “Your help has made me emotionally and financially stable. Now I have the chance to move forward.”

    Past Client
  • “My heartfelt thanks and gratitude for all the help you gave me.”

    Past Client
  • “We can breathe easier now. We wish to thank you and all the members of your office.”

    Past Clients
  • “I would like to take a moment to say that I am truly grateful for your professional and personal assistance in this matter.”

    Past Client
  • “You were all very caring, professional and understanding through it all.”

    Past Client
  • “The experience, honesty and integrity of your law firm have helped me and many others get that chance to build a better financial future.”

    Past Client
  • “Thank you for everything. You will always be included in our prayers.”

    Past Client
  • “We consider you to be heaven-sent during the time of our financial burden.”

    Past Client
  • “Thank you so much for accommodating us and your sound advice.”

    Past Client
  • “The harassing phone calls from collectors have stopped and my life is finally moving forward.”

    Past Client
  • “Thank you for helping us in time of need. Now we can start a new life. ”

    Past Client

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