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Valencia Debt Relief Lawyer

Debt Relief Methods

Many methods of debt relief are available to those who are no longer able to meet their financial responsibilities, due to loss of a job, reduction in income, serious illness, or other unfortunate circumstance. While bankruptcy is the primary method of releasing one from substantial debt, there are other options for individuals who would like to avoid the credit impact that bankruptcy can have.

These include:

  • Debt negotiation - In the event that one is unable to afford the payments attendant to a certain debt, they can negotiate with their creditor for more favorable terms, including a lowered interest rate, waiving of penalties and fees, or a longer period of time in which to pay off the debt, thereby lowering the payments.
  • Debt settlement - Many creditors are willing to settle a debt for pennies on the dollar, as an alternative to legal action or receiving no payment at all. In some cases, debtors can settle a debt for as low as 25% of the original amount.
  • Debt consolidation - Debt consolidation companies work on behalf of debtors by accepting a monthly payment from them, and then splitting up the payment to their various creditors. In theory, this provides the debtor with a more easily manageable way to pay their debts.

RJB Law Offices is available to provide individuals throughout the Valencia area with a multitude of debt relief services, including debt settlement and loan modification. We have helped thousands of individuals in our years of practice, with service that is customized to each client's specific financial situation. Contact a Valencia debt settlement attorney at our firm today, and we will find a debt relief method that is optimized to help you achieve your goal of a debt free life.

The Importance of Hiring an Attorney

Many companies offering debt relief or debt consolidation services are only interested in making money, and do not operate in the best interests of their clients. In some cases, they can even make things worse. If you are seeking an effective means for ridding yourself of debt, it is advised that you hire a qualified attorney who will work for you with your financial goals in mind.

If you are in possession of substantial debt and are unable to make ends meet, contact a Valencia Debt Relief Attorney who may be able to help you improve your financial situation.

Why Work With RJB Law Offices?

We Put Your and Your Needs First.
  • We've helped thousands of people and businesses find debt relief.

  • We are known for honest, knowledgeable, and client-focused service.

  • We are a multi-lingual firm with attorneys fluent in English and Tagalog.

  • We will treat you, like we treat all our clients, with respect and decency.

Highly Recommended by Our Clients

See How We've Helped Clients Just Like You Overcome Their Debt Issues
  • “You were all very caring, professional and understanding through it all.”

    Past Client
  • “The harassing phone calls from collectors have stopped and my life is finally moving forward.”

    Past Client
  • “We consider you to be heaven-sent during the time of our financial burden.”

    Past Client
  • “Thank you for everything. You will always be included in our prayers.”

    Past Client
  • “We can breathe easier now. We wish to thank you and all the members of your office.”

    Past Clients
  • “My heartfelt thanks and gratitude for all the help you gave me.”

    Past Client
  • “Thank you so much for accommodating us and your sound advice.”

    Past Client
  • “Thank you for helping us in time of need. Now we can start a new life. ”

    Past Client
  • “The experience, honesty and integrity of your law firm have helped me and many others get that chance to build a better financial future.”

    Past Client
  • “Your help has made me emotionally and financially stable. Now I have the chance to move forward.”

    Past Client
  • “I would like to take a moment to say that I am truly grateful for your professional and personal assistance in this matter.”

    Past Client

End Your Debt Nightmare

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