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Get Your Debt Under Control Bankruptcy Is a Beginning, Not An End

Is Bankruptcy Right For Me?

Valencia Bankruptcy Attorney

If you are facing more bills than you can pay or are suddenly hit with large medical expenses that exceed your income, you may be looking for some kind of debt relief. While everyone's financial circumstances are unique, you should find out whether you qualify for the protection and debt relief that is provided by bankruptcy. To learn more, speak to a Valencia bankruptcy lawyer at RJB Law Offices. Get a free consultation and find out how bankruptcy could eliminate all of your unsecured debt and protect you from any further harassment from your creditors.

Our offices have helped thousands of clients resolve their financial woes through bankruptcy. We can discuss your financial situation and advise you on what your best options are. Chapter 7 bankruptcy can protect most or all of your personal assets, including your home, car and possessions while wiping out all your credit card and other unsecured debts completely. Chapter 13 bankruptcy will allow you to keep your home and business and reorganize your debts so that you can repay them with no added interest over an extended amount of time, up to five years.

Bankruptcy Lawyer in Valencia

You may be concerned about how bankruptcy will affect your credit. The truth is, if you are currently behind on your payments, using one credit card to pay another or are facing repossession or foreclosure, your credit is already ruined. Wiping out all your debt (chapter 7) or paying them all off (chapter 13) will actually improve your credit rating and many people are able to get a new credit card within a few months or even a mortgage within a few years after completing bankruptcy. In addition, while protecting your home from foreclosure or your possession from repossession, your creditors will no longer be allowed to contact you in any way. Knowing that such creditor harassment will stop and that you can plan a new financial future, free from debt, can be a tremendous relief. Bankruptcy is not for everyone. There are other methods of dealing with foreclosure or resolving high debts and we will explain all your options when we meet with you.

Contact a Valencia Bankruptcy Attorney to learn how bankruptcy could change your life by eliminating your debt and giving you a new start.

Why Work With RJB Law Offices?

We Put Your and Your Needs First.
  • We've helped thousands of people and businesses find debt relief.

  • We are known for honest, knowledgeable, and client-focused service.

  • We are a multi-lingual firm with attorneys fluent in English and Tagalog.

  • We will treat you, like we treat all our clients, with respect and decency.

Highly Recommended by Our Clients

See How We've Helped Clients Just Like You Overcome Their Debt Issues
  • “We consider you to be heaven-sent during the time of our financial burden.”

    Past Client
  • “The harassing phone calls from collectors have stopped and my life is finally moving forward.”

    Past Client
  • “Thank you so much for accommodating us and your sound advice.”

    Past Client
  • “Thank you for everything. You will always be included in our prayers.”

    Past Client
  • “We can breathe easier now. We wish to thank you and all the members of your office.”

    Past Clients
  • “You were all very caring, professional and understanding through it all.”

    Past Client
  • “The experience, honesty and integrity of your law firm have helped me and many others get that chance to build a better financial future.”

    Past Client
  • “Thank you for helping us in time of need. Now we can start a new life. ”

    Past Client
  • “My heartfelt thanks and gratitude for all the help you gave me.”

    Past Client
  • “I would like to take a moment to say that I am truly grateful for your professional and personal assistance in this matter.”

    Past Client
  • “Your help has made me emotionally and financially stable. Now I have the chance to move forward.”

    Past Client

End Your Debt Nightmare

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