Call Today 888.256.8581
Get Your Debt Under Control Bankruptcy Is a Beginning, Not An End

Valencia Attorney for Lien Stripping

What Is Lien Stripping?

A lien is a legal claim to a piece of property, or a hold on that property. If you possess a junior lien in the form of a second or third mortgage on a home, and are filing for Chapter 13 bankruptcy, then you may be able to "strip," that lien in the course of your bankruptcy proceedings. This is especially beneficial in situations where the balance owed to the primary lienholder (as in a first mortgage) exceeds the current value of the home. By stripping off this lien, which is treated as an unsecured claim, you may be able to eradicate debt in order for you to more easily pay back your existing debt as part of your Chapter 13 payment plan. In essence, lien stripping turns what was secured debt (which must be paid in full in order to keep a property) into unsecured debt, and it will be treated the same as a credit card or unsecured loan in your Chapter 13 case.

If you are interested in obtaining further information on the stripping of property liens, such as lines of credit, or a second or third mortgage, it is recommended that you contact a Valencia debt settlement lawyer who can provide you with immediate help.

Lien Stripping Help From a Valencia Bankruptcy Attorney

The attorney team at RJB Law Offices is intimately familiar with all aspects of the bankruptcy process, including the nuances of Chapter 7 and Chapter 13 cases. We are available to assist you if you are intent on stripping a property lien in the course of your bankruptcy proceedings. Contact our offices today, and we will work towards making your Chapter 13 filing as efficient and beneficial to you as possible.

Contact a Valencia Lien Stripping Attorney for information regarding the elimination of a junior lien in your Chapter 13 bankruptcy proceedings.

Why Work With RJB Law Offices?

We Put Your and Your Needs First.
  • We've helped thousands of people and businesses find debt relief.

  • We are known for honest, knowledgeable, and client-focused service.

  • We are a multi-lingual firm with attorneys fluent in English and Tagalog.

  • We will treat you, like we treat all our clients, with respect and decency.

Highly Recommended by Our Clients

See How We've Helped Clients Just Like You Overcome Their Debt Issues
  • “Thank you for helping us in time of need. Now we can start a new life. ”

    Past Client
  • “You were all very caring, professional and understanding through it all.”

    Past Client
  • “We consider you to be heaven-sent during the time of our financial burden.”

    Past Client
  • “Thank you so much for accommodating us and your sound advice.”

    Past Client
  • “I would like to take a moment to say that I am truly grateful for your professional and personal assistance in this matter.”

    Past Client
  • “Your help has made me emotionally and financially stable. Now I have the chance to move forward.”

    Past Client
  • “My heartfelt thanks and gratitude for all the help you gave me.”

    Past Client
  • “The harassing phone calls from collectors have stopped and my life is finally moving forward.”

    Past Client
  • “Thank you for everything. You will always be included in our prayers.”

    Past Client
  • “We can breathe easier now. We wish to thank you and all the members of your office.”

    Past Clients
  • “The experience, honesty and integrity of your law firm have helped me and many others get that chance to build a better financial future.”

    Past Client

End Your Debt Nightmare

Get the Help of RJB Law Offices Today
    • Please enter your name.
    • This isn't a valid phone number.
    • Please enter your email address.
      This isn't a valid email address.
    • Please select a location.
    • Please make a selection.
    • Please enter a message.