Santa Clarita Debt Settlement Lawyer
Settle Your Debt with an Experienced Attorney in Valencia
If you have found yourself buried under a mountain of debt, you may believe that there is nowhere for you to turn. However, even if your case seems to be hopeless, you should still contact a member of our team.
By examining your financial situation, we could help you determine which option is best for you. In some cases, choosing to file for bankruptcy may be in your best interest, but this is not always the case. With careful investigation, you could discover that you are a good candidate for a form of debt relief.
What is Debt Settlement?
"Debt settlement involves paying a creditor a lump sum towards one's debt that is less than the full amount owed...at times paying only 50% of the original debt amount. In some cases, one may even be able to settle a debt for only 25% of the original amount."
There are many viable options for those who can no longer afford to pay towards their debts, and one of those options is debt settlement. Debt settlement involves paying a creditor a lump sum towards one's debt that is less than the full amount owed. Should a creditor agree to a settlement, one's debt will be considered "satisfied" once the lump sum payment is received.
Creditors will frequently agree to accept such settlements, as their only other option may be to receive no payment at all or possibly to engage in potentially costly litigation. One is often able to secure favorable settlement terms, at times paying only 50% of the original debt amount. In some cases, one may even be able to settle a debt for only 25% of the original amount.
Also known as debt negotiation, this is a financial tool that may be available to you. However, lenders are not under any obligation to agree to a settlement. That is why it may be in your best interest to have a persuasive and experienced debt settlement lawyer on your side fighting for you.
Who you choose to represent you could make all the difference in the outcome of your case. If you are interested in utilizing debt settlement as a means of easing your financial burden, it is strongly recommended you contact a Valencia bankruptcy attorney for help. An experienced debt settlement lawyer can negotiate a settlement with your creditor on your behalf, and may be able to secure more favorable settlement terms than you could obtain on your own.
Need a Valencia Debt Settlement Attorney?
RJB Law Offices provides all manner of debt relief services for individuals throughout the Valencia area, including assistance in negotiating debt settlements, filing for bankruptcy, and procuring loan modifications. Since our establishment in 2001, we have successfully aided thousands of clients in freeing themselves from overwhelming debt, and we can work to achieve the same results in your case. Contact our offices today, and we will work diligently in an effort to obtain settlement agreements with your creditors that will enable you to return to a debt-free life.
Contact a Santa Clarita debt settlement lawyer who can provide you with help in possibly settling your debt with creditors for a fraction of the full amount owed.
“I really appreciate the excellent way and time spent on discussing and enlightening me on the steps to take to ease my financial d ...”- E.H.
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“Discussing my situation with Ray was incredibly helpful.”- D.H.