A Dedicated Team Focused on Finding Solutions We're here to help you find and gain financial relief.

Do You Qualify For Debt Settlement?

Free Consumer Guide Reveals What You Need To Know

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Here’s what you’ll discover inside

  • ​Why hiring a debt settlement company can only make your problems worse
  • The secret to reducing your debt by 40-70%
  • Bankruptcy or debt settlement: Which option is better?
  • How to make sure you're legally protected 100% when dealing with creditors and their attorneys

If you need more information about credit card debt negotiation, call my office toll free at (888) 256-8581:

Real Stories From Real People

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  • “I gave him 5 stars!”

    - I.S.
  • “Discussing my situation with Ray was incredibly helpful.”

    - D.H.
Download Our Free eBook Personally Written by Ray Bulaon, Attorney at Law

Learn about common mistakes to avoid, the 4 "big lies" about bankruptcy, rebuilding your credit, facing foreclosure, and more! We've helped thousands of clients overcome their debt issues.

Why Choose Us

We Put You & Your Needs First
  • We will treat you, like we treat all our clients, with respect and decency.

  • We are a multi-lingual firm with attorneys fluent in English, Tagalog, and Armenian.

  • We are known for honest, knowledgeable, and client-focused service.

  • We've helped thousands of people and businesses find debt relief.

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